Getting started with Medicare
Parts of Medicare
Medicare Coverage Options
Enrolling in Medicare
Learn about parts A, B, C, and D of Medicare and what they cover.
Enrolling in Medicare
Medicare Coverage Options
Enrolling in Medicare
When can I enroll in Medicare?
Medicare Coverage Options
Medicare Coverage Options
Medicare Coverage Options
Supplement vs Medicare Advantage
Medicare Costs
4 Things to Know If You Miss Your Medicare Initial Enrollment Period
Medicare Coverage Options
Understanding the gaps in Medicare coverage.
65 and working
4 Things to Know If You Miss Your Medicare Initial Enrollment Period
4 Things to Know If You Miss Your Medicare Initial Enrollment Period
If you work for an employer with 20 or more employees, you have options when it comes to Medicare enrollment. Here is important information to know when deciding whether to enroll in or delay Medicare.
4 Things to Know If You Miss Your Medicare Initial Enrollment Period
4 Things to Know If You Miss Your Medicare Initial Enrollment Period
4 Things to Know If You Miss Your Medicare Initial Enrollment Period
It’s important to be aware of what can happen if you miss your Initial Enrollment Period (IEP) for Medicare.
Part B Late Enrollment Penalty
Part B Late Enrollment Penalty
Part B Late Enrollment Penalty
Most people sign up for Medicare during their 7-month Initial Enrollment Period. If you don’t, and you don’t have other coverage, you might have to wait to sign up and pay a permanent Part B late enrollment penalty that increases the longer you wait.
Additional Resources
Extra Help
Hospital Financial Assistance Program
Hospital Financial Assistance Program
Extra Help is a Medicare program that assists people with limited income and resources in paying Medicare drug coverage (Part D) costs. You may qualify for Extra Help even if you don’t qualify for Medicaid.
Hospital Financial Assistance Program
Hospital Financial Assistance Program
Hospital Financial Assistance Program
Your hospital's financial assistance program can help cover costs that Medicare doesn't pay for, such as deductibles, copayments, and coinsurance depending on your income and financial situation.
Medicaid/ Elderly Waiver Program
Hospital Financial Assistance Program
Medicaid/ Elderly Waiver Program
This is a state sponsored program available for persons with limited income.
Do Not call Registry
Do Not call Registry
Medicaid/ Elderly Waiver Program
Make sure you are signed up for the Federal Do Not Call Registry
Benefits Checkup
Do Not call Registry
Enroll in Medicare
BenefitsCheckUp® connects millions of older adults and people with disabilities with benefits programs that can help them afford nutritious food, health care, and more. See what's available in your area.
Enroll in Medicare
Do Not call Registry
Enroll in Medicare
Use this link to enroll in Medicare Parts A, B, or both.
Forms and links
Enrolling in Medicare
Request to lower an Income-Related Monthly Adjustment Amount (IRMAA)
Medicare Employer Verification Form
Link to enroll at SSA.gov. Otherwise call Social Security at 1 800-772-1213
Tell the representative you want to sign up for Medicare Parts A and B, or Part A only, or Part B only. TTY +1 800-325-0778 (hearing impaired)
Medicare Employer Verification Form
Request to lower an Income-Related Monthly Adjustment Amount (IRMAA)
Medicare Employer Verification Form
If you are applying during the Special Enrollment Period, also fill out the Request for Employment Information (CMS-L564) (PDF).
Request to lower an Income-Related Monthly Adjustment Amount (IRMAA)
Request to lower an Income-Related Monthly Adjustment Amount (IRMAA)
Request to lower an Income-Related Monthly Adjustment Amount (IRMAA)
If you've had a life-changing event that reduced your household income, you can ask to lower the additional amount you'll pay for Medicare Part B and Part D. Life-changing events include marriage, divorce, the death of a spouse, loss of income, and an employer settlement payment.